Having a criminal record can make life harder, especially when it comes to finding a place to live. Many landlords run background checks, and a past conviction (even for minor offenses) can lead to automatic rejection.
That's where Second Chance Programs come in. These programs are designed to help people with criminal records find stable housing, employment, and support services to rebuild their lives. If you or someone you know is struggling to secure housing because of a criminal past, keep reading to learn how these programs work and where to find them.
What Is a Second Chance Rental Program?
A Second Chance Rental Program is designed to help people with past evictions, poor credit, or a criminal record secure a safe and affordable place to live. These programs often work by partnering with landlords who are willing to rent to individuals who don't meet traditional leasing requirements.
Some programs are run by nonprofits, faith-based groups, or local governments, while others are independent initiatives. They may offer:
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Direct housing assistance (help finding a rental or paying deposits)
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Job training and employment support
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Counseling services for mental health and substance abuse
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Legal aid to expunge records or restore rights
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Financial education to help rebuild credit and savings
More cities are launching Second Chance Programs as part of broader efforts to reduce homelessness and promote fair housing policies. The goal is simple: provide opportunities for people to reintegrate into society rather than push them toward housing instability.
Fair housing policies are constantly evolving. Learn how new HUD rules might affect you.
How Do Second Chance Housing Programs Work?
Not every Second Chance Program is the same, but they usually follow a similar structure. Here's what to expect:
1. Eligibility Requirements
Each program has different qualifications, but you may need to meet one or more of the following:
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A documented criminal record (some programs exclude violent or sexual offenses)
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Homelessness or unstable living conditions
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A low-income status (usually below a certain percentage of the area's median income)
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Willingness to participate in job training or counseling (some programs require it)
2. Housing Availability
Not all Second Chance Programs provide housing directly. Some help applicants find landlords who accept tenants with a criminal history, while others offer transitional housing (short-term stays with support services) before helping you move into a permanent home.
For a list of Second Chance housing programs in your state, visit JustShelter or check the [HUD Reentry Housing Search] (https://www.hud.gov/reentry).
3. Employment Support
Many Second Chance Programs include job training or placement assistance. Having stable employment makes it easier to keep up with rent payments and avoid future housing insecurity. Support may include:
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Resume writing help
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Job interview coaching
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Vocational training
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Referrals to felony-friendly employers
For job assistance, check out CareerOneStop's Reentry Employment Resources.
4. Additional Resources
Beyond housing and employment, these programs often connect participants with other resources, such as:
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Mental health counseling
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Substance abuse treatment
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Legal aid (for expungement or tenant rights issues)
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Childcare services
If you need legal assistance with expungement or reentry services, visit National Reentry Resource Center.
Who Qualifies for Second Chance Housing?
Eligibility varies by program and location, but most programs focus on:
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Individuals with a criminal record - The majority of Second Chance Housing Programs serve people who have been incarcerated or have past convictions. Some programs restrict eligibility based on offense type.
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Those facing eviction or homelessness - If you've recently been evicted or are staying in a shelter, you may qualify. However, being homeless doesn't automatically mean you're eligible---some programs require additional criteria.
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Low-income individuals - Many programs require applicants to earn below a certain percentage of the area's median income. You may need to provide proof of income, such as pay stubs or government assistance records.
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People actively working toward stability - Some programs require applicants to participate in job training, therapy, or financial education.
If you're unsure whether you qualify, reach out to your local housing authority or check the HUD Rental Assistance Directory.
How to Apply for a Second Chance Program
Applying for Second Chance Housing usually involves the following steps:
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Find a program in your area - Check with local housing authorities, nonprofits, and online resources.
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Complete an application - Provide personal details, income verification, and background information.
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Attend an interview or orientation - Some programs require in-person meetings before approval.
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Get on a waitlist (if necessary) - Many programs have long wait times, so apply to multiple options.
Most programs require proof of income, a background check, and rental history. Be prepared to explain your situation and demonstrate a commitment to stable housing.
For help finding a program, visit the Reentry Services Directory or contact 211.org for local housing assistance.
Where Can You Find Second Chance Housing?
Second Chance Properties aren't always easy to locate, but here are some places to start:
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Local Housing Authorities - Check government websites for rental assistance programs.
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Nonprofits and Charities - Organizations like The Salvation Army, Catholic Charities, and local reentry programs often provide housing help.
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Online Listings - Websites like Zillow's Affordable Housing Search and Socialserve list low-income housing options.
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Reentry Programs - Many states have reentry services specifically for former inmates. Find one near you.
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Landlord Referral Programs - Some cities have initiatives connecting landlords with tenants needing second chances.
Housing assistance programs often have long waitlists, so apply as soon as possible and explore multiple options.
With homelessness rising by 18 percent in the past year, Second Chance Housing is more important than ever.
Final Thoughts
A criminal record shouldn't mean a lifetime of housing struggles. Second Chance Programs exist to help people move forward. Providing housing, job training, and other support services.
If you're having trouble finding housing, start with local government programs, nonprofits, and landlord referral programs. Apply to multiple options, and be patient. Resources are limited, but help is available.
Many people have successfully rebuilt their lives after incarceration, and with the right support, you can too.
